07-01-2016, 09:36 PM | #24 | |
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Lack of money is not the problem. It is merely a symptom of what's going on inside of you! - T Harv Eker
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07-01-2016, 11:02 PM | #25 |
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07-03-2016, 12:17 AM | #27 |
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640 every 6 months-
27 years old, Nothing serious on my driving record- just an infraction 4 years ago which I paid to get make sure it didn't appear (aka traffic school, I'm not that cool)
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07-03-2016, 01:31 AM | #28 |
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man, alot of u guys are younger then me and getting better insurance rates lol... what insurance do u have? im in norcal, so our rates should be fairly similar (location wise)... i have some claims on my insurance which is probably hiking up my rates...none were my fault, but a claim is a claim
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07-03-2016, 02:32 AM | #29 | |
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I qualified for a lot of their discounts (multiline, multicar, 5 year safe driving, etc) and the only thing I can think of that's really affecting your quotes are those 3 claims of yours because the only difference between you and I- is I have 0 dings on my driving record. No claims, no accidents, 1 infraction when I was 23, but as mentioned, paid for traffic school so it never showed. Give em another call because you should be somewhere between 1200-1400 a year. edit*** my 640 doesn't include my other car which just came off the policy, but will soon be adding another daily driver
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07-03-2016, 09:15 AM | #30 |
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My neighbor owns a body shop and is getting lots of i3s and i8s. He says the windshields are very thin and very breakable. But he also says the body parts for them are surprisingly cheap and bolt on. So repair is cheaper than with metal-bodied BMWs.
Very counter intuitive. My 2 BMWs and GMC truck cost me around $5,000 a year to insure. But I've got a 19 year old who drives the truck (mostly). And for 9 months of the year she is in Charlottesville, VA with the truck.
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Previously: 2014 i8; 2013 650i convertible; 2013 650i Gran Coupe; 2013 X1; 2010 550i GT; 2010 535 GT; 2010 Z4 3.5; 2008 535ixt; 2007 M6 convertible; 2006 650i convertible; 1996 Z3; 1980 633CSi; 1978 630CS; 1972 3.0CS; 1971 Bavaria. (1971; 1979-2005 & 2017 - ? -- the Mercedes years.)
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07-03-2016, 06:56 PM | #31 | |
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i have a clean record and live in the hicks and was quoted 1000/6 mths from geico....multi car/safe driving/home owner discounts also with geico |
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07-03-2016, 07:00 PM | #32 | ||
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Perhaps I just got lucky? But I've seen others get around the same quotes as I have.
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07-03-2016, 07:04 PM | #34 | |
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Yup , I just rechecked my online quote....$1000/6mths ...that's just for the i8. 1850 for i8, 335 and x3. I'm the only driver, with same discounts as you it seems... And I thought I was getting a good deal!!!! |
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07-03-2016, 07:09 PM | #35 | ||
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Sometimes they don't know what a specific car is- for example when I had my m6, the person over the phone kept calling it a 6 series. It did drop a couple hundred bucks moving to the i8, and it helped that the branch manager knew the type of car it was (I think- I don't specialize in this. I just know when you're really interested in keeping costs low- it's always better to associate a face with it/relate to them a little so they can fight for you more so) Just takes a little more time.
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07-03-2016, 07:19 PM | #36 | |
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07-03-2016, 07:32 PM | #37 |
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Two things not mentioned affect premiums. Credit ratings and amount of coverage. (When asked by my clients how much insurance they should carry -- there is only one correct answer: as much as you can afford.)
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Previously: 2014 i8; 2013 650i convertible; 2013 650i Gran Coupe; 2013 X1; 2010 550i GT; 2010 535 GT; 2010 Z4 3.5; 2008 535ixt; 2007 M6 convertible; 2006 650i convertible; 1996 Z3; 1980 633CSi; 1978 630CS; 1972 3.0CS; 1971 Bavaria. (1971; 1979-2005 & 2017 - ? -- the Mercedes years.)
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07-06-2016, 06:09 PM | #40 |
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so went in to the local office in person.
kind of a joke. they basically just log on and quote online....was exactly the same as my online quote! only thing they advised is i could adjust mileage / year on my cars. that got me down to 1600/6mth for 3 new cars (x3,335,i8). better....but still nothing like what some of you guys are getting! |
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07-14-2016, 02:57 AM | #41 | |
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07-14-2016, 04:45 AM | #42 | |
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07-17-2016, 02:22 AM | #43 |
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i called my insurance and they said i can use my own shop. so used my friends body shop (they also do glass repair) and the insurance will cover it.... i get to use OEM BMW glass as well. from what i know, there isnt aftermarket windshield for the i8?
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07-17-2016, 11:17 AM | #44 |
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Was with Liberty Mutual and my rate went from about 3000/year for two older inexpensive cars to 6000/year when I added the i8. Orlando area, recent speeding ticket, wife with fender bender claim few years ago. I switched to Geico, 3600/year for all 3 cars, 10x the coverage.
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