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Electras are fine for the money. I'm pretty sure they offer some three and eight speed internal geared bikes too that won't break the bank either. And yes, they are Chinese, but everything at that price point will be.
I have a few stupidly expensive bikes, but use a Schwinn I paid $325 for for nearly all of my errands and commuting (the headlight on it for commuting cost more than the entire bike). Nothing wrong with cheap bikes, provided you know what you're getting into. There's certainly a lot of return on your spend up to a point though.
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