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I'm pretty sure no one is trolling you. Personally I get very worked up and frustrated when I see these threads. We are genuinely trying to prevent you from making a financial mistake.
I'm all for YOLO and do what makes you happy, but I think when people say that, they mean something a little less drastic like, go have three donuts, go to Vegas for the weekend, hell how about a fun e46 m3 for now? You're sooo young. Please, no one is attacking you. Just stop and think.
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