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For Geico, I'm still dealing with the fact that they identify my VIN as a BMW X5 instead of a BMW iX. The chat person told me:
"No worries, once this vehicle has been added to your policy we can submit a ticket with our IT team to have them go in and updated the model of the vehicle."
"Anytime you manually enter vehicle year, make vs model or provide the vin number, most likely the quoted premium will change. As long as the vin number is correct, that is the accurate premium."
So for $300K/$300K/$100K coverage for 6 months, I'm quoted $396.60 with the VIN as an X5, $371.80 just specifying the Year/Make/Model as an iX. For reference, my Model Y is $492.50 for 6 months, and Highlander is $208.10 for 6 months.
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