|
Seems your story has been dressed up for the internet and/or you are not providing all the information.
675 is a terrible score and unlikely with what you say is 5 years of history and an income likely near $100K if your 6.5% pre tax story is true.
Bottom line, I don’t believe your story, but your credit is the problem.
Any person who has their head screwed on straight from a financial perspective as you convey would have never bought a car on 9.9% interest, period.
Not to be a hater, but there is more to this.
|