[Our03z4]

Originally Posted by RickFLM4

We use Nationwide and they are good about paying. If all you have are routine vet trips, it will be a net cost out. If you have anything significant (like my dog having 25 teeth removed), you will probably come out ahead. The rates do increase over time and the benefits have caps on them, which are too numerous to really memorize. We just submit the claims and take what we get. For example, one of the dogs is on heart medicine and they paid for 3 mos. worth, but I think that is all they will pay. There are some posts about it in the Pet Thread.

You need to start when they are pups as any pre-existing conditions are excluded - and they will go through vet records before binding coverage.

(FWIW, I also have very good experience with extended auto warranties from Fidelity as well.)

Thank you for your response, that's what I was wanting to know.

Originally Posted by Marmugmotleocay

I bought the AKC trial version when I bought my Rottweiler puppy I was being a good parent. We took him to the vet during the trial period. He was diagnosed with chronic diarrhea. I bought the full year pet insurance after that thinking it was a good idea. I spent $8000 on his diarrhea. We were at the vet every Friday. We went to a specialist. We got a second opinion. They did barium studies and all kinds of tests. Then we find out because he was seen for it under the trial the limits were significantly lower. I canceled it after the year.
My boy was a champ about it. We put him through hell trying to get him better. He wound up with all kinds of issues probably from us trying to fix his diarrhea ( diabetes , pancreatitis,). We had to put him down at 6 years old.
I haven’t bought any insurance on any puppy since.

Thank you for your response as well. Sorry to hear you had a such a rough time with your pup and sorry it didn't work out in your favor. It's hard when they can't tell us what's going on.