Thread: Watch Insurance
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      10-09-2020, 09:52 AM   #30
gqgambler's Avatar

Drives: Fast & Furious
Join Date: Jun 2018
Location: Beast from the East

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Insure expensive items on a separate personal articles insurance policy. We have all watches and wife's jeweler on the same policy and just add or subtract items as needed. Yearly premium is paid. Avoid your homeowner policy, because if you file a claim for lost or stolen item then it goes against your homeowners policy which isn't a good look and can increase your rate when truly nothing happened to your home. Also no need to raise the value of covered items for your home in the event of a catastrophe; typical homeowner policy will have a max dollar amount for covered items in the home, put an expensive engagement ring, earrings, and watches on it and you've eaten up a good chuck of the value for covered items.
No. Try not. Do. Or do not. There is no try.