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I voted 3 million because today I still have kids to support for anther 10 years, and they have plans to attain a high level of education that I intend to pay for.
If they were done setting themselves up in their careers and on their own, and my house were paid off (have 12 years left), I'd vote 1 million. We are simple people and don't spend much.
My wife is 6 years behind me and will likely work past her eligibility to retire and will be carrying my insurance and supporting me etc. I'll also likely dabble in hobbies that can and do pay for themselves and offer some profit.
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