Quote:
Originally Posted by zx10guy
Quote:
Originally Posted by bimmer456
I get that with my visa signature with no annual fee and 1.75% cash back. If I want coverage beyond 90 days there is a fee. The claims process would be more of a hassle than doing it through Apple.
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I've made two claims with AMEX. Both were very easy. One was for an item that was accidentally damaged. All I had to do was provide a copy of the receipt and the statement which it was charged. They credited me back the full amount into my AMEX account and told me I could keep the damaged item.
Second claim was for a Xerox Phaser 8560MFP/D printer. Extremely expensive printer. Ran into a problem with the main board with it just out of warranty. AMEX asked for an estimate and then approved the $900 repair bill. I charged the repair onto my AMEX and the credit washed out the balance.
ETA: I forget the cash back rewards I get on my AMEX Blue. But I do get cash back and with no annual fee. |
I do like visa though as it is accepted everywhere I can use it for mundane things like groceries or big ticket items. I had a discover card but had to keep another card because it wasn't accepted everywhere.