Here's the deal I got back in November:
MSRP: $52845
Selling Price: $47300 (10% off)
Monthly Payment: $202 including tax.
Cash Due at Signing: 1st month payment: $202, Registration and doc fee: $658, Tax on cap cost reduction and fees: $1,184. $3950 down payment minus post sale rebates: $1000 BMWCCA, $2500 State, $450 SCE = $0 net out of pocket for down payment
MSD:7 (Grandfathered from previous lease)
Incentives:$7500 Federal, $2000 Loyalty
Months:30
Annual Mileage: 10k
MF: 0.00182 (0.00147 after MSDs)
Residual: 61%
Region: CA
Leasehackr Score: 22.3
https://leasehackr.com/calculator?ma...0000&msd=7
The breakdown:
I negotiated 10% off MSRP
I used 7 MSDs to lower the MF
$7500 federal tax incentive applied as a cap reduction
$1000 loyalty incentive
I paid $1,184 drive-off for doc, reg, first month, and cap cost reduction tax
I paid $3950 to get the payments down fully expecting to get this money back in the $2500 state, $1000 BMWCCA, and $450 SCE rebates. I've since received all $3950 in rebates in the mail.
My monthly is actually $199 including tax because the lease calculators are never 100% right.