Quote:
Originally Posted by ImolaMoop
You guys looking at 15 years should do the math on the difference between your 15 year mortgage versus just getting a 30 year and paying ahead when you want.
15 year mortgage is dave ramsay type stuff.
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I was doing it because I can go from 4.125% to a credit union of 2.5% and I was going to put down a large chunk of money down at re-fi. I think closing costs will be $3k or under. I'm trying to pay my house off in the next 5 years. Open to reasons on why I shouldn't.