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      09-13-2019, 09:02 AM   #88
chicagob5
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Quote:
Originally Posted by dinonz View Post
I think your whole view of Apple monthly payment is way off. For starters, the monthly payment for the 11 Pro 512GB (the biggest you can get) is $56.20 for 24 months, which comes to $1348.8 total - which is actually $0.20 cheaper than buying it outright for $1349.

That's why the comment about "the most expensive way to buy an iPhone" was incorrect.
Ah I see, my example also doesn't account for things like applecare since I dont get it anyway.

I believe the monthly may actually include Applecare if you buy from Apple? This method obviously varies and may not be for everyone, however over the years it's what I've used to get into new phones at the lowest cost long term. Now I use the same method to upgrade my wife and its saving us quite a bit of money while allowing us to have new shiny things.

Another thing to mention is, you're basically forced to upgrade each year using this method because if you wait too long you wont get the value out of your old device.
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