[Revlis]

Originally Posted by Cornhusker

I know a way to get 2.99 % for life on a credit card while paying a maximum of 100.00 fee. Somtimes less. Anyone wanna know?

I purchased my 335i on three credit cards, paid a total of 225.00 in fees. One of them is at 0% for 17 months. The other two are fixed at 2.99 for life. It took me a total of 10 minutes to arrange this.

I would have done it with less cards, but my limits weren't big enough. I will pay off the 0% card in 17 months and the 2.99% cards minimum payments will be deducted automatically forever until it's paid off. I don't even write a check.

OOooOooOooo Special Double TOP SECRET Credit Cards??? Wha?

If you want to share, share. Otherwise all I hear is a guy explaining how he's got a BMW's worth of credit card debt he gets to pay off...

[Cornhusker]

Originally Posted by Revlis

OOooOooOooo Special Double TOP SECRET Credit Cards??? Wha?

If you want to share, share. Otherwise all I here is a guy explaining how he's got a BMW's worth of credit card debt he gets to pay off...

Your a mean person.

[canucklion]

which credit card offers 2.9% interest?

Originally Posted by Cornhusker

I know a way to get 2.99 % for life on a credit card while paying a maximum of 100.00 fee. Somtimes less. Anyone wanna know?

I purchased my 335i on three credit cards, paid a total of 225.00 in fees. One of them is at 0% for 17 months. The other two are fixed at 2.99 for life. It took me a total of 10 minutes to arrange this.

I would have done it with less cards, but my limits weren't big enough. I will pay off the 0% card in 17 months and the 2.99% cards minimum payments will be deducted automatically forever until it's paid off. I don't even write a check.

[aspiring335]

Originally Posted by mcdonaldb

Wondering if we could do some kind of poll, wondering what demographic e90 owners are typically in?

All your poll would tell you is the semi-fictional income of the tiny, tiny fraction of e90 owners who are also e90post members who are also insecure enough to feel the need post their (semi-fictional) incomes on an anonymous discussion forum.

[John 070]

We're all taking this poll with a grain of salt, right? I think the avg. e9x owner isn't even on this forum. This forum is comprised of the younger owners, 16-25-30 crowd, and probably the 40-70 crowd is very under-represented. And the I lease because I can earn 8% in an index fund is pretty crazy, too. Like to see someone pull off a 1 mil. home using credit cards and index funds and never having any cash because it's all invested. Bottom line? Not sustainable. Can you imagine these folks when the market has a downturn?

[Revlis]

Originally Posted by Cornhusker

Your a mean person.

Well No, I just want to know about the Super Double TOP SECRET 0% card you are selling. Not Mean, just picking on you for throwing out an obvious teaser and calling ya up...

Shit, I'm not mean, I was actually opening the door for ya!

[Revlis]

Originally Posted by aspiring335

All your poll would tell you is the semi-fictional income of the tiny, tiny fraction of e90 owners who are also e90post members who are also insecure enough to feel the need post their (semi-fictional) incomes on an anonymous discussion forum.

FTW!

[NaTuReB0Y]

FTW = ?

[canucklion]

F..k the W...e



it's for the win

Originally Posted by NaTuReB0Y

FTW = ?

[brian32e]

Originally Posted by canucklion

F..k the W...e

isn't that what you say when you buy a sports car against her wishes?

[John 070]

Originally Posted by Revlis

Well No, I just want to know about the Super Double TOP SECRET 0% card you are selling. Not Mean, just picking on you for throwing out an obvious teaser and calling ya up...

Shit, I'm not mean, I was actually opening the door for ya!

The best I've seen fixed for life and no fees is Sunoco Mastercard who keeps sending me 3.99% offers. 2.9 seems pretty good. Citi Mastercard does 4.99% with no fees. Discover and a bunch of others are 0% with no fees for 1 year. I dunno, I'm sure bankrate.com would reveal where this guy went for his 2.9. That's not bad as I'm paying 5.5% on a secured auto loan.

[NaTuReB0Y]

huh?

F*CK the what?

[canucklion]

oh natureboy

who*e

Originally Posted by NaTuReB0Y

huh?

F*CK the what?

[murellus]

in my experience, the MAX a dealer will take in the form of cc is around 4-5k

[AndrewAZ]

Originally Posted by John 070

We're all taking this poll with a grain of salt, right? I think the avg. e9x owner isn't even on this forum. This forum is comprised of the younger owners, 16-25-30 crowd, and probably the 40-70 crowd is very under-represented. And the I lease because I can earn 8% in an index fund is pretty crazy, too. Like to see someone pull off a 1 mil. home using credit cards and index funds and never having any cash because it's all invested. Bottom line? Not sustainable. Can you imagine these folks when the market has a downturn?

Lets see if you invested in the S&P 500 Jan 1st 2004 as of Dec 31st 2006 you would of had an avg return of 8.2%.

And I never said it would pay for everything and you have to be 100% invested.

Again I stick by my statement if you pay 100% cash for a car you are stupid.

Here is my logic, get a group of 5 people of various incomes.

Tell them you can pick A or B.

A. You buy an object and pay 100% cash this object is useful but generates no income and decreases in value each year.

B. You lease/finance an object and pay a small portion down 5% for this example and you are allowed to invest the other 95% in another area but you must also make monthly payments so you must have some cash at hand to cover a monthly payment incase your investment went down.

Option B is how 99% of the world operates including business, for various reason including being able to invest in other areas and tax reasons.



And if anyone is confused go ask your mom and dad and my guess is 99% of them will tell you they took out a bank loan for your car despite the fact they could of paid cash since they are investing your cash for college so that you understand concepts like concept B, which is a basic thing you learn in first year accounting.

[urbanite]

Originally Posted by NaTuReB0Y

huh?

F*CK the what?

They're being mean.

http://www.urbandictionary.com/define.php?term=ftw

[murellus]

i know of a card that has -2.99% interest!

[John 070]

Originally Posted by AndrewAZ

Again I stick by my statement if you pay 100% cash for a car you are stupid.

Nuff said, don't pay cash for anything, charge it at 0% and take the money you would have paid and earn 8% in an index fund, conservatively. When you start doing that with groceries, what can anybody say?

Me, I only paid 45%, because that's all I could swing at the time. If I could have paid 100%, I would have. Car money and investments are two completely different funding sources. The former is disposable income, the latter is not.

The one thing we can all probably agree upon is that AZ real estate is a bubble that has begun to burst.

[sambonator]

Originally Posted by PAMidge

...Sometimes it's the same with cops, paramedics, and fire fighters too here in the north east....

Yes. Here in California, there had been several newspaper articles about lack of prison guards leading to lots of overtime and enormous pay for them. Many of them make 200-300K/yr.

Maybe I should change careers

[murellus]

trick50's got the biggest d*** here

[dmboone25]

Originally Posted by sambonator

Yes. Here in California, there had been several newspaper articles about lack of prison guards leading to lots of overtime and enormous pay for them. Many of them make 200-300K/yr.

Maybe I should change careers

I'm ready to move!!!

[canucklion]

no, we're not, read up

Originally Posted by canucklion

F..k the W...e



it's for the win

Originally Posted by urbanite

They're being mean.

http://www.urbandictionary.com/define.php?term=ftw