04-15-2020, 12:36 PM | #23 | |
Lieutenant Colonel
13154
Rep 1,965
Posts |
Quote:
At the same time, I also see your point. We are a nation of morons whose wants tend to outweigh their needs. I'll give you that. Honestly, probably more the case than not. Not everyone is a forward thinker, they just know they want something. |
|
Appreciate
2
lsturbointeg9152.50 vreihen1615212.50 |
04-15-2020, 12:47 PM | #24 |
I'll get back to you
7559
Rep 2,132
Posts |
i'm not getting squat, now, let me get back to driving my M3
__________________
2018 Stinger GT
2009 E90 N51 /Active Autowerke Stage 2 tune/BMW Performance Exhaust/ Countermeasure enthusiast. |
Appreciate
7
Nuckle2209.00 cmyx6go15696.50 King Rudi13154.00 spazzyfry1234348.00 CTinline-six6819.00 RickFLM410968.00 minn1914021.00 |
04-15-2020, 12:55 PM | #25 |
Lieutenant General
9153
Rep 14,522
Posts |
you only live once! and if owning a BMW makes you happy than why not! never thought you had to make xx amount of $$ was part of that equation
sorry to get off topic
__________________
~F90Conversion~21"3Piece Forged AvantGardeWheels~KWV1Coilovers~CQUENCE slotted/drilled rotors~GoodridgeStainlesslines~MeisterschaftQuadEx haust~Akrapovic 4"tips~VRSF DP~VRSF CP~TurboSmart BOV~K&N filter~CarbonFiberExteriorComponents~GladenAlphaCo mponents~MatchUp7BMW~Punch P300-12T~ Follow me on Instagram: lsturbointeg |
Appreciate
2
King Rudi13154.00 Littlebear3509.50 |
04-15-2020, 01:08 PM | #26 | |
Recovering Perfectionist
15213
Rep 941
Posts
Drives: 2015 BMW i3 BEV
Join Date: Jun 2019
Location: Orange County, NY
iTrader: (0)
Garage List 2014 Mighty Freight ... [0.00]
2015 BMW i3 BEV [0.00] 2000 Audi TT Quattro [0.00] 1967 Formula Vee [0.00] |
Quote:
Living responsibly within one's means and buying a CPO BMW where someone else already took the depreciation hit as a long-term hold, it is entirely possible to own a newer BMW and earn less than $75K. I'm certainly doing it...and still able to donate around $2,000/year to local charities (and don't even get a tax break for it). With that said, my emergency fund was touched to buy a few necessities to work from home more efficiently. Part of my stimulus check is going to cover that (just did the e-transfer as a matter of fact), and the remainder will be going to a few local not-for-profits that are hurting for support to continue their missions.....
__________________
2015 BMW i3 BEV, Giga World (Lodge interior), Tech/Driving Assist Packages, 30K miles
|
|
Appreciate
5
|
04-15-2020, 01:19 PM | #27 |
Brigadier General
1781
Rep 4,456
Posts |
|
Appreciate
1
upstatedoc7558.50 |
04-15-2020, 01:28 PM | #28 |
Major
2463
Rep 1,144
Posts |
I need rotors bad, might just hunker down and buy them. Also need to file my 2019 return yet and that is going to be brutal. Not sure yet.
*My M3 was only 24k please don't shame me for making poor life decisions, thanks* lol |
04-15-2020, 01:33 PM | #29 |
Banned
3510
Rep 2,044
Posts |
|
Appreciate
1
lsturbointeg9152.50 |
04-15-2020, 01:39 PM | #31 |
Major
1630
Rep 1,003
Posts |
It's not a part of the equation. It is though if you're actually financially smart with your money. Too many people live beyond their means.
|
04-15-2020, 01:42 PM | #32 |
Lieutenant General
34185
Rep 11,637
Posts
Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States
|
It took this long?!?!!
This place is slipping.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion. |
Appreciate
11
Savageenterprise980.50 CTinline-six6819.00 Rmtt8209.00 tim99ws6110.00 Conissah1576.00 upstatedoc7558.50 vreihen1615212.50 Clark_Kent2227.50 King Rudi13154.00 minn1914021.00 paliknight2191.50 |
04-15-2020, 01:44 PM | #33 |
Captain
981
Rep 640
Posts
Drives: 2008 M3 (E93)
Join Date: Jul 2018
Location: Out and about
|
I got a baby coming in September so mine will go into savings for now. My wife and I don't make a ton of money but we have no debt besides a mortgage and over 25% equity in our home.
I have my BMW paid through my business and my "write offs" allow me to post a lower income on paper. Not sure why that means I shouldn't drive a BMW for those of you saying so.
__________________
"Hard times create strong men. Strong men create easy times. Easy times create weak men. Weak men create hard times."
|
Appreciate
7
MKSixer34184.50 lsturbointeg9152.50 CTinline-six6819.00 MPOWER52664753.00 IllSic_Design2122.50 King Rudi13154.00 sikotic488.00 |
04-15-2020, 01:46 PM | #34 | |
Captain
1067
Rep 944
Posts
Drives: e92 335i, f22 m235i, e30 325is
Join Date: Sep 2010
Location: San Diego
|
Quote:
|
|
Appreciate
14
Savageenterprise980.50 MKSixer34184.50 spazzyfry1234348.00 Jordan's World428.00 Rmtt8209.00 tim99ws6110.00 Conissah1576.00 vreihen1615212.50 Clark_Kent2227.50 MrSmartyPants359.50 IllSic_Design2122.50 King Rudi13154.00 jmg18665.50 sikotic488.00 |
04-15-2020, 01:47 PM | #35 |
Captain
981
Rep 640
Posts
Drives: 2008 M3 (E93)
Join Date: Jul 2018
Location: Out and about
|
The ignorance is real
__________________
"Hard times create strong men. Strong men create easy times. Easy times create weak men. Weak men create hard times."
|
Appreciate
2
MKSixer34184.50 IllSic_Design2122.50 |
04-15-2020, 01:55 PM | #37 | ||
Lieutenant General
34185
Rep 11,637
Posts
Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States
|
Quote:
Quote:
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion. |
||
Appreciate
4
|
04-15-2020, 01:57 PM | #39 | |
Major
1576
Rep 1,049
Posts |
Quote:
24 yo here, making more than the minimum, but less than the max, still have an M2 Comp. I watched my parents work their asses off and make $150k+ my whole life. Now that they are getting near retirement age, they talk about all the things they would love to do, but hell, they're getting old, so now they can't enjoy all of those things. I'll be damned if I spend my life like that. Live it while you can. You can't take it with you when you're gone... To be on topic, the ole stim check will be paying for our honeymoon. We were supposed to be getting married this Saturday, but that has since been postponed to late July. The honeymoon has also been moved, but rather than coming out of pocket for it, the check covers a good chunk of it. I'm definitely not complaining. Also, a house. We've been looking for quite a while, and figured now is the best time to pull the trigger. Put in an offer on a house, but have since pulled it. We have 3 we are touring tomorrow, so we will see! Last edited by Conissah; 04-15-2020 at 02:48 PM.. |
|
Appreciate
9
Rmtt8209.00 MKSixer34184.50 colorado.e9x3065.50 lsturbointeg9152.50 MrSmartyPants359.50 IllSic_Design2122.50 Residentj3553121.50 sikotic488.00 paliknight2191.50 |
04-15-2020, 01:58 PM | #40 |
Colonel
8209
Rep 2,250
Posts |
We won't get one, but I paid less than $10K for my little 128i daily driver with about 67K miles on it.
My Corvette listed for around $68K new, but I paid $26K for it used with less than 30,000 miles on it. If we did get one, we would be giving it to local businesses that do charity work in our area
__________________
Everybody has a gameplan....until they get punched in the mouth.
|
Appreciate
5
|
04-15-2020, 01:58 PM | #41 |
Lieutenant General
34185
Rep 11,637
Posts
Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States
|
So post #32 didn't inspire you?
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion. |
Appreciate
4
|
04-15-2020, 02:33 PM | #42 | |
Lieutenant Colonel
5322
Rep 1,907
Posts |
Quote:
So you could be making minimum wage with $10 to your name and you get a check. Or you could have a couple million in the bank and working a part time job because your bored or have a side business making a few bucks, you still get a check. Secondly I'm not sure what is considered a good % of your income to go towards your vehicle. I personally just like to pay cash, however a quick google search seems to come up with 10% being the most commonly recommended amount. That means if you make $75k you could afford (according to the internetz) a $625 car payment. Plenty of BMWs lease for way less than that or if you're smart you can just get a used for a lot less. Lastly if you work a salary job then yes, more than likely if you got a check you made $75k or less. However if you are self employed or own a business that number means jack shit if you have a half decent accountant. I know many business owners who are making $$$ but pay very little tax. If you do get that stimulus money remember there's no free lunch. Save it because sooner or later that bill will come due. |
|
04-15-2020, 02:51 PM | #43 |
Lieutenant Colonel
2228
Rep 1,897
Posts |
Not sure which people are worse, the ones making the statements or the idiots clicking the 'Appreciate' button.
__________________
Retired: 2018 BMW M3 CS, 2018 BMW M3 ZCP, 2016 BMW M3
|
04-15-2020, 02:54 PM | #44 |
Lieutenant General
9153
Rep 14,522
Posts |
insulting
__________________
~F90Conversion~21"3Piece Forged AvantGardeWheels~KWV1Coilovers~CQUENCE slotted/drilled rotors~GoodridgeStainlesslines~MeisterschaftQuadEx haust~Akrapovic 4"tips~VRSF DP~VRSF CP~TurboSmart BOV~K&N filter~CarbonFiberExteriorComponents~GladenAlphaCo mponents~MatchUp7BMW~Punch P300-12T~ Follow me on Instagram: lsturbointeg |
Appreciate
0
|
Post Reply |
Bookmarks |
|
|