[grueber]

I’m paying $1560/year for 250/500 liability/comprehensive with 100/300 uninsured motor with a $2500 deductible. Includes $0 deductible glass coverage that covers the panoramic roof ($140 option). That’s with Amica in ATL.

My 17 yo is costing me $2100/year driving a 2016 Acura RDX. The teenage risk premium is no joke.

[iXLagrange]

Originally Posted by roxxor

Yes, instead of the report, they sent me a link and passcode where I can log in and view the report online. A lot of information in there, but after reading through it and searching the pages for BMW terms, it does not have anything on the report about data from the vehicle, telematics, etc.

Thanks for sharing that. Now we know for sure.

[Jd19]

Got a quote from my insurance broker last week:
- Current Auto Policy Premium: $2,035
- Quote Auto Policy Premium with change: $2,479

Current quote is for a 2015 X5 35i and 2023 X5 45e

Quote with change is 2023 X5 45e and 2023 iX M60 (demo with <3k miles)

[Dgjo2022X5MC]

Originally Posted by Pictor

I think we're conflating issues here. The entirety of the CLAR platform vehicles use CFRP to varying degrees. The cost of repair is more than just the CFRP component and it's not unique to EV. Aluminum is also expensive to repair and even my decades old Land Rover has a healthy dose of aluminum. T*'s approach has been to cast large components which greatly changes the repair vs replace calculus. All of these decisions contribute to the problem of insurance cost but they're not the same across different brands or even unique to EVs.

A drunk driver hit our parked 2020 X5. We needed new bumper and some aluminum parts that were dinged up underneath the cover. No body panel damage at all as the OP kind of went under the car when they hit it. No exhaust damaged at all. So pretty minor. $6500 with OEM parts. $$$!! Parts and labor are pricey. About a 50/50 split parts and labor FWIW.