[smithf80]

     Featured on BIMMERPOST.com

Hey everyone, as I predicted a few days ago, the i4 M50 gains the $7,500 lease rebate that all the other i4 trims currently have!

Despite gaining the rebate, pricing is NOT reduced by the expected $208/mo compared to last month's lease program, because BMW did lower the residual 2%, and they raised the MF above the rest of the i4 lineup.

What this means for you, is that effectively, compared to last month’s program, the i4 M50 is now $158/mo less than it would have been for the same MSRP last month.

This also means that if you want to buy an M50, you can now use the "loophole" where you lease with the intention to purchase the car out fairly immediately. Whether this makes sense for you is dependent on how your states taxes leases. There are some places, like TX, where it likely will not make sense.

If you would like to order an i4 M50, I have several build slots available for 8% OFF MSRP! That is right, 8% off MSRP + $7,500 EV Lease Credit!

[ihike]

Can you give a ballpark range on monthly lease payments after discounts with 700-750 credit, assuming no trade in?

[smithf80]

Originally Posted by ihike

Can you give a ballpark range on monthly lease payments after discounts with 700-750 credit, assuming no trade in?

Still going to be in the high 8's, low 9's pre-tax for a well equipped one, off the top of my head, but I'd heavily prefer to quote an actual build or MSRP.

[Eric500]

Originally Posted by smithf80

Still going to be in the high 8's, low 9's pre-tax for a well equipped one, off the top of my head, but I'd heavily prefer to quote an actual build or MSRP.

Are you saying a base m50 at say $70k - 8% - $7500 landing around $57k will lease for 800-900 a month pre tax?

[RigaTony1982]

Originally Posted by Eric500

Are you saying a base m50 at say $70k - 8% - $7500 landing around $57k will lease for 800-900 a month pre tax?

Looks to be the case. On a 36/10K lease, I see a residual of 53% and a MF of .00185 (4.44% APR). You’re at about mid $700’s pre tax with just first months payment and fees and such upfront at $70k.

[Maren8]

Interested but new to the forum so can’t pm yet. How do I contact you?

[tooshay]

Just email or text him, he’s very responsive and helpful.

[smithf80]

Originally Posted by RigaTony1982

Looks to be the case. On a 36/10K lease, I see a residual of 53% and a MF of .00185 (4.44% APR). You’re at about mid $700’s pre tax with just first months payment and fees and such upfront at $70k.

That MF/Residual is not accurate for the i4 M50.

Originally Posted by Eric500

Are you saying a base m50 at say $70k - 8% - $7500 landing around $57k will lease for 800-900 a month pre tax?

To give everyone here an idea, I am going to use 6% off MSRP with buy-rate MF as an example, because depending on which dealer I use, I am either 6% off with buy-rate money factor or 8% off with a .00040 marked up money factor

At 6% off, with buy-rate MF and 10k miles per year, a TOTALLY base i4 M50 with no options would be $864/mo pre-tax. So yes, pre-tax, many i4 M50's will now likely be in the 875-975 range depending on options.

[Ervin87]

Crazy. Even with the incentives, $900/month for an electric BMW.

[M6-Coupe]

BMW lease is no longer attractive!
With $900 in 2018 you could lease a F80 M3 @$80K with 10% off MSRP and MF of 0.00120. Today the base G80 lease payment is $1300-$1400

[JK479]

Originally Posted by Ervin87

Crazy. Even with the incentives, $900/month for an electric BMW.

Lowering their residual essentially means resale on this EV stinks. I don’t see the upside to buying this car. Nothing is worse than the xM at the moment. Talk about losing resale value driving off the lot.

[Gfit]

Originally Posted by M6-Coupe

BMW lease is no longer attractive!
With $900 in 2018 you could lease a F80 M3 @$80K with 10% off MSRP and MF of 0.00120. Today the base G80 lease payment is $1300-$1400

Still works for me. Sure payments are higher for variety of reasons but instead of getting 0% on my cash I am getting 5.5% so spread is actually better. Also, my last few leases had substantial equity which effectively cut my payment by $550 a month on my previous G80.

[MNhv]

Originally Posted by M6-Coupe

BMW lease is no longer attractive!
With $900 in 2018 you could lease a F80 M3 @$80K with 10% off MSRP and MF of 0.00120. Today the base G80 lease payment is $1300-$1400

my $82K spec F80 comp was $860 tax included. Those were the days…

[Argo]

Originally Posted by M6-Coupe

BMW lease is no longer attractive!
With $900 in 2018 you could lease a F80 M3 @$80K with 10% off MSRP and MF of 0.00120. Today the base G80 lease payment is $1300-$1400

A lot of that comes down to significantly higher interest rates.

[Eric500]

Originally Posted by Gfit

Still works for me. Sure payments are higher for variety of reasons but instead of getting 0% on my cash I am getting 5.5% so spread is actually better. Also, my last few leases had substantial equity which effectively cut my payment by $550 a month on my previous G80.

what you're saying about rates makes sense, but just thinking that you'd theoretically be paying 800-900 pre tax on an M-Lite car is still tough to grasp. granted rates went up very quickly. if it were a gradual increase my brain would have time to get used to the creep. not saying they should or shouldn't have done rates the way they did just how my brain is used to gradual cost increases overall

[8MW]

Holy moly, people lease so that they can drive a new car for less... so much for that.

[nomoracin]

Originally Posted by smithf80

Hey everyone, as I predicted a few days ago, the i4 M50 gains the $7,500 lease rebate that all the other i4 trims currently have!

Despite gaining the rebate, pricing is NOT reduced by the expected $208/mo compared to last month's lease program, because BMW did lower the residual 2%, and they raised the MF above the rest of the i4 lineup.

What this means for you, is that effectively, compared to last month’s program, the i4 M50 is now $158/mo less than it would have been for the same MSRP last month.

This also means that if you want to buy an M50, you can now use the "loophole" where you lease with the intention to purchase the car out fairly immediately. Whether this makes sense for you is dependent on how your states taxes leases. There are some places, like TX, where it likely will not make sense.

If you would like to order an i4 M50, I have several build slots available for 8% OFF MSRP! That is right, 8% off MSRP + $7,500 EV Lease Credit!

dangit, where were you a week ago? i just bought a stupid tesla. haha

[smithf80]

Originally Posted by nomoracin

dangit, where were you a week ago? i just bought a stupid tesla. haha

And here I am hoping for a CGTS 4.0 Allocation, hah!

[23109VC]

A pack of steaks at Costco are now $75 but they were $35-40 a year or two ago…. Inflation!

Pay to play

[Gfit]

Originally Posted by 8MW

Holy moly, people lease so that they can drive a new car for less... so much for that.

You are missing the real value of leasing. I lease because the Bank takes all the downside (market and accident risk) and I can take the upside. Every car I’ve had I can easily buy in cash but why not have someone else take the risk. Plus my $ isn’t tied up and available for other investments.

[miiipilot]

Originally Posted by 23109VC

A pack of steaks at Costco are now $75 but they were $35-40 a year or two ago…. Inflation!

Pay to play

I thought food prices were only up 8%?
Good math

[techwhiz1]

Originally Posted by warner112aa

This also means that if you want to buy an M50, you can now use the "loophole" where you lease with the intention to purchase the car out fairly immediately. Whether this makes sense for you is dependent on how your states taxes leases. There are some places, like TX, where it likely will not make sense.

In California is makes sense because you only pay tax on the payments you make and then tax on whatever the purchase price is. For California it's a killer deal. A friend of mine just bought an Audi eTron GT using the loophole.